This Privacy Policy describes your privacy rights regarding the collection, use, storage, sharing, and protection of your Personal Information. It applies to the website (“urbanminute.ca” or the “Site”) and all related sites, applications, services, and tools where this policy is referenced, regardless of how you access or use them, including mobile devices. This policy does not apply to the practices of third parties that Site does not own or control, or to individuals that we do not employ or manage. This policy may change from time to time, so please check back periodically.

Scope and Consent

Subject to the requirements of applicable laws, we strive to provide a consistent set of privacy practices throughout the Site. By using our Site, you acknowledge that you have read and accepted this Privacy Policy, the User Agreement, and all of the Site’s policies, and you expressly consent to our collection, storage, use and disclosure of your Personal Information (“Personal Information”) as described in this Privacy Policy.

Personal Information generally includes information that can be associated with a specific person and could be used to identify that person. We do not consider Personal Information to include information that has been made anonymous or aggregated so that it can no longer be used, whether in combination with other information or otherwise, to identify a specific person.

There are several places throughout the Site that may link you to other websites that do not operate under this Privacy Policy. When you click through to these websites, this Privacy Policy no longer applies. The Site recommends that you examine the privacy statements for all third-party websites to understand their procedures for collecting, using, and disclosing your Personal Information. The policy that applies to any of our domains or sub-domains is always the policy that appears in the footer of each website.

Amendments

Site may amend this Privacy Policy at any time by posting the amended terms on the Site. All amended terms automatically take effect 30 days after they are initially posted on the Site. Additionally, Site will notify you via email of any material changes to this Privacy Policy.

Collection of Personal Information

You can browse the Site without telling us who you are. If you choose to provide us with Personal Information, you consent to the transfer and storage of that information on our servers. We may collect other information that is provided to us by your web browser. This may include the browser you used to come to our website, the Uniform Resource Locator (“URL”) of the website that you just visited before visiting our website, which pages on our website you visit, any search terms you entered, which URL you go to next, and your Internet Protocol (“IP”) address.

We may collect and store the following Personal Information:

• Email address, physical address, phone number, physical contact information, and sometimes financial information.
• Transactional information based on your activities on Site (such as information to facilitate buying and selling).
• Community discussions, chats, dispute resolution, correspondences through Site, and correspondences sent to us.
• Computer sign-on data, statistics on page views, traffic to and from Site, and cookies information.
• Other information, including IP address and standard weblog information, and supplemental information from third parties.

You can choose not to provide information to us, but in general, some information about you is required for you to register as a member; purchase products or services; complete a profile; participate in a survey, contest, or sweepstakes; ask us a question; or initiate other transactions on our site.

We may receive or collect supplemental information about you from third-party sources and add it to your account information. This may include, but is not limited to, demographic, navigation information, additional contact information, credit check information, and additional information about you from credit bureaus, social networks, consumer behaviour firms, or other sources, as permitted by law.

Transfer and Storage of Personal Data

We may transfer your Personal Information to any Site affiliate worldwide, or to third parties acting on our behalf for the purposes of processing or storage. By using any of our products or providing any Personal Information for any of the purposes stated below, you consent to the transfer and storage of your Personal Information, whether provided by you or obtained through a third party, including the hosting of such Personal Information on our servers.

Information Sharing and Registration with Social Media Websites

Site may offer sign-in services that allow you to use third-party login credentials to access the Site or related sites. We may also offer services that allow you to share information with third-party social media websites, such as Facebook, Google Plus, Twitter, and others.

You may choose to provide us with access to certain Personal Information stored by such third-party websites. The Personal Information we have access to varies by website and is controlled by your privacy settings on that website and your consent. By associating an account managed by a third party with your Site account and authorizing Site to have access to this information, you agree that Site may collect, use, and store information from these websites in accordance with this Privacy Policy.

Marketing

We do not sell or rent your Personal Information to third parties for their marketing purposes without your explicit consent.

Use

Our primary purpose in collecting Personal Information is to provide you with access to our sites and/or use of our services, applications, and tools, provide you with requested customer service and relevant information about your account and our services, and to provide you with a safe, smooth, efficient, and customized experience. You agree that we may use your Personal Information to:

• Provide the services and customer support you request.
• Prevent, detect, and investigate, fraud, security breaches, potentially prohibited or illegal activities, and enforce our User Agreement and Policies.
• Customize, measure, and improve Site’s services, content, and advertising.
• Contact you, either via email or telephone, to resolve disputes, collect fees, troubleshoot problems with your account or our sites, services, applications, or tools, or for other purposes authorized by law.
• Protect our rights, property, and safety, including that of our employees, users, or others.
• Contact you, either via email or telephone, to inform you about our services and those of our corporate family, deliver targeted marketing, service updates, and promotional offers based on your communication preferences.
• Compare information for accuracy and verify it with third parties.
• Contact you via telephone, email, or text (SMS) messages (if applicable) as authorized for purposes described in this Privacy Policy; and
• Provide you other services requested by you as described when we collect information.

Our Disclosure of Your Information

Site may disclose Personal Information to comply with legal requirements, enforce our policies, respond to claims that a listing or other content violates the rights of others, or protect anyone’s rights, property, or safety. Such information will be disclosed in accordance with this Privacy Policy and applicable laws and regulations. As stated above, we do not disclose your Personal Information to third parties for their marketing purposes without your explicit consent.

We may also share your Personal Information with:

• Members of our affiliates to provide joint content and services (like registration, transactions, and customer support), to help detect and prevent potentially illegal acts, violations of our policies, fraud and/or data security breaches, and to guide decisions about their products, sites, applications, services and tools, and communications. Our affiliates may use this information to send you marketing communications only if you have consented to their services and will use your Personal Information in compliance with their Privacy Policy as well as ours.
• Service providers who help with our business operations (such as but not limited to, payment processing, fraud investigations, bill collection, affiliate, and rewards programs).
• Other third parties to whom you explicitly ask us to send your information (or about whom you are otherwise explicitly notified and consent).
• Law enforcement, governmental agencies, or authorized third parties, in response to a verified request relating to a criminal investigation or alleged illegal activity or any other activity that may expose Site, you, or any other Site user to legal liability. In such events, we will only disclose information relevant and necessary to the investigation or inquiry, such as name, city, state, ZIP code, telephone number, email address, user ID history, IP address, fraud complaints, bidding and listing history, and anything else we may deem relevant to the investigation.
• Credit bureaus with which we may report information about your account, including information on late payments, missed payments, or other defaults on your account.
• Other business entities, should we plan to merge with or be acquired (whether through an asset sale or otherwise) by that business entity. (Should such a combination occur, Site will require that the new combined entity follow this Privacy Policy with respect to your Personal Information. If your Personal Information will be used contrary to this policy, you will receive prior notice, and will be given the opportunity to withdraw your consent to the collection, storage, and transfer of your Personal Information).
• Other Site users, whether located in your country of residence or outside of your country of residence, as authorized by you.

Information You Share on Site

Your username is displayed throughout Site (and so available to the public) and is connected to all your Site activity. Other people can see your items for sale, storefronts, Feedback, ratings, and associated comments. Notices sent to other community members about suspicious activity and policy violations on our sites refer to usernames and specific items. So, if you associate your name with your username, the people to whom you have revealed your name will be able to personally identify your Site activities.

If you access our sites from a shared computer or a computer in an internet cafe, certain information about you, such as your username, activity, or reminders from Site, may also be visible to other individuals who use the computer after you.

If you use a message board, blog, or chat room on Site, you should be aware that any personally identifiable information you submit there may be read, collected, or used by other users of these forums, and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to submit in these forums.

Using Information from Site

Site enables you to share financial and Personal Information (such as the name of your in-game character) to complete transactions and collect payments. We encourage you to disclose your privacy practices and respect the privacy of other users. We cannot guarantee the privacy or security of your information and therefore we encourage you to evaluate the privacy and security policies of your trading partner before entering a transaction and choosing to share your information. To help protect your privacy, we allow only limited access to other users’ contact, shipping, and financial information to facilitate your transactions and collect payments. When users are involved in a transaction, they may have access to each other’s name, user ID, email address and other contact and shipping information. In all cases, you must give other users a chance to remove themselves from your database and a chance to review what information you have collected about them

You agree to use user information only for:

• Site transaction-related purposes that are not unsolicited commercial messages; or
• Using services offered through Site (such as escrow and fraud complaints); or
• Other purposes that a user expressly chooses.

Cookies, Web Beacons, and Similar Technologies

Like most sites, Site uses cookies and other technologies that are essentially small data files placed on your computer, tablet, or mobile phone (referred to collectively as a “device”) that allow us to record certain pieces of information whenever you visit or interact with our sites, services, applications, messaging, and tools. The specific names and types of the cookies, web beacons, and other similar technologies we use may change from time to time. To help you better understand this Policy and our use of such technologies, we have provided the following definitions:

• Cookies: Small text files placed in the memory of your browser or device when you visit a website or view a message. Cookies allow us to recognize a particular device or browser.
• Web beacons: Single-pixel image files that allow a website to count users who have visited a particular page or accessed certain cookies. Web beacons may be placed on specific pages across the Site. When a visitor accesses these pages, a notice of that visit is generated which may be processed by Site or by our vendors. These web beacons work in conjunction with cookies.
• Service providers: Companies that help Site with various aspects of our business, such as site operations, services, applications, advertisements, and tools. We use some authorized service providers to help us to serve you relevant ads on our services and other places on the Internet. These service providers may also place cookies on your device via our services (third-party cookies). They may also collect information that helps them identify your devices, such as IP¬-address, ID for Advertising (IDFA), or other unique device identifiers.

When you visit or interact with our Site, services, applications, tools, or messaging, we or our authorized service providers may use cookies, web beacons, and other similar technologies for storing information to help provide you with a better, faster, and safer experience.

Site uses cookies to:

• Allow you to enter your password less frequently during a session;
• Provide information that is targeted to your interests;
• Promote and enforce trust and safety;
• Offer certain features that are only available through the use of cookies;
• Measure promotional effectiveness.

You are free to block, delete, or disable Cookies and similar technologies if your device so permits. You can manage your cookies and your cookie preferences in your browser or device settings. In addition, if you do not want to associate your anonymous cookie information with your visits to pages containing web beacons, depending on the browser used, you can set your browser to turn off cookies.

Keep in mind that if you decline cookies or other similar technologies, you may not be able to take advantage of certain Site features, services, applications, or tools. You may also be required to re-enter your password more frequently during your browsing session. For more information on how you can block, delete, or disable these technologies, please review your browser or device settings.

No Spam, Spyware, Phishing, or Spoofing

We do not tolerate spam. You are not licensed to contact other Site users or add them to a mail list (email or physical) without their express consent. In addition, you may not use our communication tools to send spam or otherwise send content that would violate our User Agreement. We may automatically scan and/or manually filter messages to check for spam, viruses, phishing attacks, and other malicious activity or illegal or prohibited content. To report Site related spam or spoof emails, please contact us at support@urbanminute.ca.

Site may, but is not obligated, to send you strictly service-related announcements on occasions when it is necessary to do so. For example, if our service is temporarily suspended for maintenance, we might send you an email. Generally, you may not opt-out of these communications since they are not promotional in nature and are necessary to maintain the quality of our service. If you do not wish to receive them, you may have the option to deactivate your account.

Account Protection and Security

Your information is stored on our servers. We protect your information using technical and administrative security measures to reduce the risks of loss, misuse, unauthorized access, disclosure, and alteration. Some of the safeguards we use include firewalls, data encryption, and information access authorization controls. However, it is possible that third parties may unlawfully intercept or access transmissions or private communications, and other users may abuse or misuse the personal information that they collect from the Site. Therefore, although Site works very hard to protect your privacy, we do not guarantee, and you should not expect, that your Personal Information or private communications will always remain private.

Data Breach Response. If ever an unauthorized person or entity obtains access to any of our users' personal Information, Site will notify all affected users and relevant government authorities within 72 hours after having become aware of such a breach.

Your password is the key to your account. Use unique numbers, letters, and special characters and do not disclose your Site password to anyone. If you do share your password or your Personal Information with others, remember that you are responsible for all actions taken and financial commitments made in the name of your account. If you lose control of your password, you may lose substantial control over your Personal Information and may be subject to legally binding actions taken on your behalf. Therefore, if your password has been compromised for any reason, you should immediately notify Site and change your password.

Upon your request, we will close your account and remove your Personal Information from view as soon as reasonably possible, based on your account activity and in accordance with applicable law. We do retain Personal Information from closed accounts to comply with state and federal laws, deter fraud, collect any outstanding debts, resolve disputes, troubleshoot problems, assist with investigations, enforce our User Agreement and Policies, and take other actions otherwise permitted by law. Over time, Site may no longer have an ongoing legitimate business need to process your personal information. At that time, we will either delete your personal information or anonymize it.

Accessing, Reviewing and Changing Your Personal Information

We take steps to ensure that the Personal Information we collect is accurate and up to date, and we provide you with the opportunity to update your information through your account profile settings. You can see, review, and change most of your Personal Information, including opt-in and opt-out communications preferences, by logging in Site and clicking on “Sign in.” Generally, we will not manually modify your Personal Information. You must promptly update your Personal Information if it changes or is inaccurate. Once you make a public posting, you may not be able to change or remove it. At any time, you can request information about the personal data we collect, request that we correct personal data, or request that we stop processing your personal data in certain ways.

Applicable Laws

Site will protect your Personal Information in accordance with the federal laws of Canada as well as the provincial laws of Ontario.